Home Loans
Refinance
Investment Loans
Construction Loans
Business Loans
Asset Loans
SMSF Loans
Barco Finance
Experts in Home and Business Loans, Northern Beaches & North Shore's Premier Mortgage Broking Service
Get to know your next Mortgage Broker Specialists
For anyone conceiving the ambition of building wealth through property or business, Barco Finance, a proud division of Barco Consulting Group, offers far more than just a loan. We understand that securing the right finance is merely one step in your journey.
From the very moment that desire to acquire property or grow your enterprise sparks, we become your strategic partner, guiding you through every complexity with expert financial solutions, insightful advisory, and comprehensive support designed to transform your vision into a resilient financial future
Stop wasting time comparing rates.
Our process quickly identifies the best loan products from our extensive panel of lenders, saving you time and money.
Our Mortgage Brokers Can Help Find The Right Loan
Home Loans
Ready to buy?
First home loans
Refinance
Refinance & Save
Investment
Property Loans
Build wealth
through property
Equity Release
CUnlock equity for your dream renovation
Construction
Loans
Build Your
Dream Home
SMSF Loans
Secure your future: SMSF property loans
Home Loans
Need Capital to Grow Your Business
Access working capital , asset finance, or business loans to help you expand operations, purchase equipment, and seize new opportunities.
Small Business Loans
Asset Finance
Commercial Loans
Barco Finance Is Here To Help
Understanding Your Sitiuation
At Barco Finance , we take a holistic approach to your financial future. We don't just assess your current position; we perform a thorough financial health check, meticulously reviewing your income, expenses, credit history, and long-term property goals. This comprehensive analysis helps us understand your unique circumstances.
If you're not yet in the ideal position to purchase property, our support doesn't stop there. We're committed to your success, which is why we offer dedicated property wealth-building training and investor education programs. These resources are designed to equip you with the knowledge and strategies needed to build a successful property portfolio in Australia, even if it's a future aspiration. We guide you through the steps to improve your financial readiness and achieve long-term property investment goals, ensuring you're well-prepared when the time is right.
As accredited mortgage brokers partnered with over 50 leading Australian lenders, we specialise in finding the best home loan rates and personalised financing solutions for your unique needs. Our expert team meticulously compares interest rates, flexible loan terms, transparent fees, and other crucial loan factors to secure the right mortgage for first-time homebuyers, property investors, or those looking to refinance. Leverage our extensive lender network and in-depth market knowledge to compare home loans effectively and achieve your property goals. Discover how our client-focused mortgage advice can save you time and money, ensuring you get the most competitive and suitable loan product
Finding the right lender for you
Achieving an Approval
At Barco Finance we understand the urgency of securing your property finance. We are incredibly proud of our rapid 12-hour conditional mortgage approval turnaround once all necessary client documentation is provided. This exceptional speed is a cornerstone of our service, aiming to minimize stress and get you closer to your property dreams sooner.
Our ability to achieve such swift home loan approvals goes beyond simply finding the best rates. We provide dedicated client support for document gathering, guiding you through every step to ensure your application is complete and accurate. Furthermore, our deep-rooted relationships with over 50 leading Australian lenders, trusted conveyancers, and experienced property solicitors streamline the entire process. This collaborative network ensures a smooth, efficient journey from initial inquiry to final settlement, making your mortgage application process as seamless as possible
Broker For Life
Your Mortgage Journey doesn’t end at settlement. As it evolves, our experts remain with you.
Why Choose Barco Finance
AS your mortgage broker, we’re here to provide transparent and trustworthy guidance for your home or business loan.
We believe in transparency – Just straight talk about your Mortgage options and regular updates that make sense. You'll always know where you stand and what happens next. No hidden fees, no surprises. Easy to find, easy to understand.
Clear Communication, Every Step Forward
Finding the right Loan for you
Your situation is unique, so your loan should be too. We match you with lenders who understand your circumstances, not just the lowest rate.
We Get Loans Approved
We know what lenders want and how to present your application perfectly. Your approval isn't left to chance – it's strategically planned.
Each step focused on your success, because your financial future deserves expert guidance.
In Person Customer Care Beyond Loan Settlement
Your relationship with us does not end at settlement. Get ongoing support to build your property wealth.
Master Your Financial Journey: Home Loan Calculators
About Barco Finance
Property isn't just bricks and mortar – it's your family's future, your retirement security, and your legacy. At Barco Finance, we understand that behind every property decision is a dream worth pursuing and a goal worth achieving.
Founded by Director and Principal Mortgage Broker Justin Barnes, Barco Finance is a division of Barco Consulting built on a simple belief: everyone deserves the opportunity to build lasting wealth through smart property and business investments. We're not just another finance company – we're your dedicated partners in transforming financial aspirations into reality.
Unwavering Commitment to Client Success
Expert Guidance for Young Entrepreneurs
Invaluable Partner for First-Time Buyers
Lightning-Fast Loan Approval in 12 Hours
Good Honest Service for Any Circumstance
Unwavering Commitment to Client Success
Expert Guidance for Young Entrepreneurs
Invaluable Partner for First-Time Buyers
Lightning-Fast Loan Approval in 12 Hours
Good Honest Service for Any Circumstance
Success Stories: Real Clients, Real Results
FAQ
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Answer: Yes, our team has extensive experience with waterfront properties, prestige homes, and investment opportunities across suburbs from Avalon to Wahroonga. We understand local council requirements, strata considerations, and lending criteria specific to these premium areas.
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Answer: Absolutely. We work with specialist SMSF lenders who understand the unique requirements for self-managed super fund property investments, particularly for higher-value Northern Beaches and North Shore properties.
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The typical timeframe for property loan approval in Australia generally ranges from a few days for straightforward cases with complete documentation to several weeks for more complex scenarios, with the entire process from initial application to final settlement often taking anywhere from 4 to 6 weeks. This timeline is heavily influenced by the client's readiness to provide all required documents, the efficiency of the chosen lender's internal processes, and the specific complexities of the loan and property, such as the need for additional valuation time for premium properties. Getting pre-approval and preparing all necessary paperwork in advance are key steps to expedite the process and secure an approval within the faster end of this spectrum. Barco Finance has a 8-12 hour approval rate were clients have provided all documents.