Knowledge Hub
RBA Holds Cash Rate Steady: What It Means for Borrowers Heading Into 2026
The Reserve Bank of Australia has wrapped up 2025 with a widely anticipated decision to keep the official cash rate unchanged at 3.6%. While this wasn't the pre-Christmas rate cut many Australian families were hoping for, the decision provides a measure of certainty as we head into the new year.
Australian Government Help to Buy Scheme: Making Home Ownership More Accessible
Help to Buy Scheme Opens December 5, 2025 – Buy Your First Home with Just 2% Deposit
The Australian Government's Help to Buy Scheme is launching December 5, offering shared equity support to help you enter the property market sooner. With just a 2% deposit and Government contribution of up to 40%, you could secure your dream home with lower monthly repayments. Find out if you're eligible for one of 10,000 places available this year.
URGENT UPDATE: Beyond Bank Pauses 5% Deposit Scheme Pre-Approvals Amid Surge in Demand
Keys in hand, but stuck in a maze? Beyond Bank's recent pause on 5% Deposit Scheme pre-approvals means the path to your first home is now more confusing and risky. Don't wander in the dark. Our latest article breaks down the scheme's risks and provides the 5 critical steps to secure your approval.
Pooling resources, protecting your future: The essential legal steps for buying a home with siblings or friends
Saving a deposit for your first home has become one of the greatest financial hurdles for Australians. It's a challenge that has made co-buying—teaming up with a sibling, family member, or friend—an increasingly popular and effective solution.
By pooling resources, co-buyers can enter the market sooner, access properties in better locations, and share the financial burdens of ongoing maintenance and rates. Government initiatives, such as the First Home Guarantee, further sweeten the deal by allowing eligible pairs to purchase with a smaller deposit and without paying Lenders Mortgage Insurance (LMI).