Knowledge Hub
A Historical Milestone for First Home Buyers — All Income Caps & Place Limits REMOVED
Stop dreaming and start owning. 1 October 2025 marks a historical milestone, removing income limits and annual quotas from the First Home Guarantee scheme. See how these unprecedented changes slash years off your deposit savings time, save you tens of thousands on LMI, and put the keys to your first home in your hand today.
RBA Holds Cash Rate at 3.60%—Hopes for Festive Season Relief Dashed
The Reserve Bank of Australia (RBA) delivered its interest rate decision this afternoon, choosing to keep the official cash rate on hold at 3.60 per cent.
While the decision to hold was broadly anticipated by financial markets, it will be a source of immediate frustration for many Australian homeowners clinging to the hope of further monetary policy relief before the end of the year.
The RBA's inaction solidifies the growing market consensus that rates are now likely to remain steady at the current 3.60 per cent level until at least the end of December.
RBA Poised for Third Rate Cut as Economic Headwinds Persist
The Reserve Bank of Australia is anticipated to deliver another interest rate reduction at its July 8, 2025, board meeting, continuing its accommodative monetary policy stance initiated earlier this year. Should the central bank proceed as expected, this would represent the third consecutive easing cycle, following cuts implemented in February and May that reduce the official cash rate to its current level of 3.85%.
RBA Interest Rate Decisions: What They Mean for Australian Homeowners and Businesses
Every month, Australian homeowners and business owners anxiously await the Reserve Bank of Australia (RBA) interest rate decision. Headlines scream "RBA Cut/Increase!" but what does this actually mean for your finances?