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RBA Holds Cash Rate Steady: What It Means for Borrowers Heading Into 2026
The Reserve Bank of Australia has wrapped up 2025 with a widely anticipated decision to keep the official cash rate unchanged at 3.6%. While this wasn't the pre-Christmas rate cut many Australian families were hoping for, the decision provides a measure of certainty as we head into the new year.
RBA holds cash rate at 3.60% — Hopes for festive season relief dashed
The Reserve Bank of Australia (RBA) delivered its interest rate decision this afternoon, choosing to keep the official cash rate on hold at 3.60 per cent.
While the decision to hold was broadly anticipated by financial markets, it will be a source of immediate frustration for many Australian homeowners clinging to the hope of further monetary policy relief before the end of the year.
The RBA's inaction solidifies the growing market consensus that rates are now likely to remain steady at the current 3.60 per cent level until at least the end of December.
RBA interest rate decisions: What they mean for Australian homeowners and businesses
Every month, Australian homeowners and business owners anxiously await the Reserve Bank of Australia (RBA) interest rate decision. Headlines scream "RBA Cut/Increase!" but what does this actually mean for your finances?