Knowledge Hub
Pooling resources, protecting your future: The essential legal steps for buying a home with siblings or friends
Saving a deposit for your first home has become one of the greatest financial hurdles for Australians. It's a challenge that has made co-buying—teaming up with a sibling, family member, or friend—an increasingly popular and effective solution.
By pooling resources, co-buyers can enter the market sooner, access properties in better locations, and share the financial burdens of ongoing maintenance and rates. Government initiatives, such as the First Home Guarantee, further sweeten the deal by allowing eligible pairs to purchase with a smaller deposit and without paying Lenders Mortgage Insurance (LMI).
Stop settling: Why choosing your financial institution for a loan limits your wealth
Most people take the easy path to finance, but it comes with a hidden cost. Your personal financial institution is focused on the immediate transaction, not your future financial strategy. Learn the two major drawbacks of staying loyal, and discover how partnering with an integrated team of brokers and finance strategists can unlock better rates, better structures, and a clear plan for property and business expansion.
A historical milestone for first home buyers — All income caps & place limits removed
Stop dreaming and start owning. 1 October 2025 marks a historical milestone, removing income limits and annual quotas from the First Home Guarantee scheme. See how these unprecedented changes slash years off your deposit savings time, save you tens of thousands on LMI, and put the keys to your first home in your hand today.
RBA holds cash rate at 3.60% — Hopes for festive season relief dashed
The Reserve Bank of Australia (RBA) delivered its interest rate decision this afternoon, choosing to keep the official cash rate on hold at 3.60 per cent.
While the decision to hold was broadly anticipated by financial markets, it will be a source of immediate frustration for many Australian homeowners clinging to the hope of further monetary policy relief before the end of the year.
The RBA's inaction solidifies the growing market consensus that rates are now likely to remain steady at the current 3.60 per cent level until at least the end of December.